Navigating your finances can be complex. A financial advisor can provide expert guidance on everything from budgeting and saving to investing and retirement planning.

Look for a Fiduciary

A fiduciary is a professional who is legally and ethically required to act in your best interest. Not all financial advisors are fiduciaries. Always ask, "Are you a fiduciary?" and get their answer in writing. Look for credentials like CFP® (Certified Financial Planner™).

Understand How They Get Paid

Some advisors are "fee-only," meaning they are paid directly by you and don't earn commissions for selling products. This is often the most transparent compensation structure. Others are "fee-based" or earn commissions. Before you start, make sure you have your own financial picture clear with our net worth calculators.