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Auto Insurance Explained: A Guide to Common Coverages

Insurance ExpertsJuly 5, 2024

Auto insurance protects you financially in case of an accident or other vehicle-related incident. Understanding your policy is key to ensuring you have the right protection.

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Key Types of Auto Insurance Coverage

Liability: Covers damage you cause to others. It's required in most states.
Collision: Covers damage to your own car from an accident.
Comprehensive: Covers non-accident damage, like theft, fire, or storm damage.
Uninsured/Underinsured Motorist: Protects you if you're hit by a driver with little or no insurance.

Finding the Right Policy

Understand the factors that affect your premium and decode confusing terms to find the best policy for you.

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